# tckl FAQ
## Product
### What is tckl?

tckl is a mobile AI investment analyst by PRAAMS. You ask questions about stocks, bonds, ETFs, funds, crypto, risks, portfolios or markets in plain language and get analyst-grade answers with numbers, charts and reasoning.

### What can tckl analyse?

400K+ global stocks, bonds, ETFs, funds and crypto: fundamentals, risk factors such as default risk and volatility, sentiment, news, analyst reports and trends.

### Where does tckl get its data?

From curated sources only: market data, fundamentals, filings, transcripts, analyst reports and news. Forum-style and outdated sources are excluded.

## Modes
### What are the four modes?

Analyse researches a single instrument. Explore is a natural-language screener with trade ideas. Construct builds a portfolio from scratch or analyses an uploaded one. Manage tracks performance, forecasts returns and cash flow, runs backtests, sends alerts and produces benchmark reports.

### Do I have to pick a mode myself?

No. Each request is auto-routed to the right mode.

### Can I upload my existing portfolio?

Yes. Construct mode accepts an uploaded file and analyses the existing portfolio.

## Pricing and access
### How much does tckl cost?

Free trial, then one Premium plan: €27 per month or €270 per year.

### What are AI credits?

Premium includes 100 AI credits per month. One credit equals one chat question. Unused credits expire at the end of the month. Extra credits cost €11 per 100.

### Where can I use tckl?

In the tckl app on iOS (App Store) and Android (Google Play). The website tckl.ai is the product page; the analyst runs inside the app.